Church Mutual Insurance

Church Mutual has been in operation since 1897. In fact, it leads the insurance industry as a premier provider of insurance services. Clients include houses of worship, denominational offices, schools and camps. Further, they also insure nonprofit and human service organizations and senior living communities. Their policies include property, liability, commercial automobile, and Workers’ Compensation Insurance coverage. They have provided coverage for an overwhelming number of clients all across the country. With their provision of such reputable services, they have created a strong history in their more than 120 years of operation. Therefore, we at Beacon Insurance Agency, believe partnering with Church Mutual insurance greatly benefits our clients.


An Industry Leader

Church Mutual insurance supports its comprehensive coverage with an impeccable record. As a matter of fact, their long-standing financial stability places them at the top of the industry. They have been awarded with an A rating by A.M. Best Company. Church Mutual also boasts a unique recognition. They have become the only religious specialty insurer named to the prestigious Ward’s 50 for three consecutive years. They have won the award 12 times overall. Such recognition was gained for their superior performance and financial strength among property-casualty insurers.

Benefits of Coverage

Coverage through Church Mutual insurance provides:

Comprehensive and specialized policies

  • property
  • general liability
  • sexual molestation and/or misconduct liability
  • professional liability
  • employment practices liability
  • employee benefits liability
  • workers' compensation
  • automobile
  • umbrella liability insurance

Loss control services

  • these reduce the chances of property damage, general and professional liability claims and claims for employee injuries and illness

These coverages for property and liability have been specially designed to meet the unique challenges faced by churches, schools, nonprofits and other religious organizations.


Make Sure You Have The Proper Church Insurance Coverage Today!

Policy Areas

Church Mutual policy coverage areas include:

Church Muti-Peril Policies, which may have six parts of coverage:

  • Property
  • Professional Liability
  • Crime
  • General Liability
  • Inland Marine
  • Hired and Non-owed Automobile Liability

Commercial Automobile Policy

Commercial Liability Policy

Workers’ Compensation Policy


International Travel through AIG WorldRisk, which provides Foreign Travel Accident and Sickness Insurance as well as Foreign Commercial General Liability Insurance.

Cyber Liability Protection in partnership with Beazley, an industry leader in privacy and security coverage.

Strong Alliance, Strong Coverage

We know that, during the course of operations, even organizations providing selfless service to others face a multitude of risks that are often unforeseeable and sometimes even unjust. Because the risks are so high, especially in the world as it is today, we at Beacon have a mission to provide our clients with the very best options in insurance coverage to meet their needs. By partnering with Church Mutual insurance, we have formed yet another alliance that allows us to meet this undertaking to a far greater extent. So, too, does it allow us to feel that we are truly fulfilling our Christ-given mission to be good stewards and working to the greater glory of His people.


The agents at Beacon have built a solid foundation of service over our past twenty years of operation. It is important to note, we have a unique knowledge of the specialized needs of our clients. As insurance providers specializing in working with churches and ministries, we have formed a strong partnership with Church Mutual. In fact, these invaluable partnerships have provided us with the ability to offer exclusive access to important safety resources. More importantly, these are resources our clients will need to keep their churches and ministries safe in a wide variety of situations. Our greatest mission at Beacon, since our very beginning, has always been to illuminate our clients’ path to peace of mind. All that we do in working with them is done with the sole intention of keeping them safe as they serve others.


Call the experienced agents at Beacon Insurance Agency to learn more about the policies we offer through Church Mutual insurance today!