The Facts About Flood Insurance Claims

flooding

In Florida and along the Gulf Coast, we live in an area that is constantly at the mercy of weather – much of which involves damaging waters caused by torrential rainstorms throughout the year and hurricane season. Flooding is a genuine threat to both residential and commercial properties, so the need for coverage is even greater than…

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Sexual Misconduct: How to Prevent Sexual Abuse

At Beacon Insurance Agency, one of our highest values to our clients is our expertise. With sexual misconduct, the knowledge and resources we bring to churches, non-profits and private schools keeps them protected and highly informed. With that, we are called by a recent rise nationally in these claims to help our community with sexual…

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What Is an Umbrella Insurance Policy?

umbrella insurance

Insurance is one of the most important things a business can have, as there are so many types of damage that have the potential of bringing about financial ruin on a day-to-day basis. Unfortunately, the same holds true even for churches, Christian schools and non-profit organizations; but over and above standard policies that protect the…

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Hacking Attacks and How to Avoid Them

types of hacking

As much as we’d like to tell ourselves otherwise, none of us is impervious to the dangers of cyber hacking. Even despite our best efforts, it often takes a skilled hacker only a few minutes to obtain banking and identity information that places us at risk to all kinds of danger that compromise our finances…

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The Importance of Cyber Risk Management

cyber risk management

As more and more companies and organizations outsource the hosting and storage of their virtual information and use virtual systems for driving business, the ways that their assets are significantly compromised and threatened also increases. For that reason, cyber risk management becomes even more vital to securing them, as managing this risk utilizes organizational strategies…

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Can Ministers Save on Car Insurance?

ordained_mini_car_insur

Due to the nature of their work, ministers often fall into a category of their own in terms of professional expenses and business practices. They often live in homes funded by their congregation or parish, drive cars provided by their ministry and incur certain types of expenses that other professions would not. With such considerations, it’s important…

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What is EIFS?

efis

What Is EIFS and Does it Matter? If you’ve never heard of EIFS, you’re not alone. But that doesn’t mean that you – as a building owner – don’t actually deal with it and its complications on a daily basis. These complications are a common problem across the nation, causing damage to homes and buildings…

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The High Danger of Winter Water Leaks

water leak detection

Even in states with warmer weather, wintertime puts everyone at risk for frozen pipes. More than just an annoyance, they’re actually a hazard and often cause major damage, in the event that frozen water pipes break and cause leaks. It’s important, then, to know how to detect a water leak. It’s also a great idea…

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What Is a Phishing Scam?

voice phishing

Anyone with a phone – no matter whether it’s a cell phone or a landline – is familiar with the annoying calls that come in on a regular basis from parties claiming that they are banks, lenders and credit card companies informing you of alarming activity on your account. And according to the voice on…

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Free Wi-Fi at Church

free wifi

It doesn’t seem to matter where someone goes, the desire to have constant access to the Internet is one that never ceases. So much so that hotels, coffee shops, restaurants and even doctor’s offices provide free Wi-Fi connectivity. It stands to reason, then, that churches are increasingly reaching the decision to offer free Wi-Fi throughout…

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