Commercial Auto Insurance Coverage

Transportation is essential to any organization, and as your church works to accomplish its mission in serving others, the vehicles that keep your ministry on the move need to be covered.

Beacon Insurance Agency offers commercial auto insurance coverage that goes beyond policies offered by other coverage providers, providing Risk Management support to ensure the safe handling and operation of the 15 passenger vans that are much more dangerous than standard vehicles.

According to research by the National Highway Traffic and Safety Administration (NHTSA) 15 passenger vans are at greater risk of rollover due to operation by inexperienced drivers, improper sizing or inflation of tires, and incorrectly loaded cargo or too many passengers to keep the vehicle’s center of gravity in balance. In addition, passengers often fail to follow proper use of seatbelts or do not follow proper conduct during their time on the road, and lack of side impact protection make the rate of fatalities and serious injuries in van accidents exceptionally high.

While many other companies no longer offer 15 passenger van coverage because of their higher rate of involvement in accidents, we understand the unique needs of churches, non-profit service organizations, and private schools to have means of transporting groups.

commercial auto insurance coverage

We provide our clients with business auto insurance and supplemental protection through Risk Management practices, which assist in:

  • Combined Single Limit Coverage
  • Medical Payment
  • Personal Injury Protection
  • Uninsured Motorist/Underinsured Motorist
  • Physical Damage- Comprehensive/Collision


As one of the nation’s leading church insurance program providers, GuideOne Insurance has nearly 50,000 customers. Learn about our specialized insurance policies today!


We now offer insurance to private schools and Christian schools. We offer policies specifically to ensure that your grounds and everyone on them is thoroughly protected.


Beacon Insurance Agency now provides affordable insurance for nonprofit organizations that cover everything from the property to the people on your staff.

Receive the Right Commercial Auto Insurance Coverage Today!

Protect Your Church on the Road

As a church insurance agency, Beacon Insurance works closely with our clients to provide them with all types of church insurance to ensure their safety in all situations, including uniquely tailored commercial auto insurance policy packages to meet the needs they face. Ministry and service rely heavily on the ability to go out into the community, and so transportation plays an essential role in accomplishing that. Unfortunately, transportation is also one of the most recognized risk factors for danger.

Accidents can cause tragic consequences for the individuals involved as well as the entire community, and the financial implications of these accidents can endanger the ability of your church, school, or organization to maintain its function.

At Beacon, we offer GuideOne Insurance to provide business automobile insurance policies that are essential to sufficiently protect your church. Oftentimes, accidents can be avoided and are the result of improper selection of drivers who have not received sufficient training in handling sizeable vehicles, poor maintenance of the vehicle, or inconsistent safety inspections. We strongly urge our clients to establish a transportation program that includes insurance coverage and risk management practices to protect members, youth, volunteers, and employees from injury, lawsuits, escalating legal fees, and fatalities.

If accidents do occur, churches can be held liable for injuries suffered by passengers and may face court costs, legal fees, and settlement costs. Even for organizations that have not been found liable, the cost of defense can be to great a burden for a church to survive. For that reason, it is essential to have commercial automobile insurance that covers transportation risks for the church’s owned, non-owned, and hired vehicles for liabilities that may be incurred in the event of an accident.

Keep your ministry safely on the move with commercial auto insurance coverage! Call Beacon Insurance Agency to talk to one of our agents about your church insurance needs today!