Make Sure You Have The Proper Church Insurance Coverage Today!

About Beacon Insurance

Beacon Insurance Agency of Pace, Inc. was formed in 2009. Our agency specializes in meeting the insurance needs of churches, Christian schools, and other religious organizations. When we say we specialize in this, it truly is all that we do. Unlike other agencies, we do not write homes, personal automobile or policies for other businesses. It is commonplace in our industry for an agent to “copy, quote and pray”. They copy your existing coverage, provide a quote, and pray that they get your business. Since every church is different, we do not feel this is the proper way to insure your church. We look at each church on an individual basis, from initial risk survey to final policy endorsements.

We represent many different carriers that have specialty church insurance programs, one of them being GuideOne Insurance. GuideOne happens to be one of the largest carriers in the nation for churches. In 1947 their organization was founded as the nation’s first auto insurer for nondrinkers. After gaining a loyal following among religious leaders, the company developed the first multi-peril insurance policy for churches in 1962. This allows us to be able to offer a package policy that covers the many unique risks of a church. When some carriers may question what a “home group” is, we totally understand the unique risks and challenges that a church encounters. I feel very fortunate that I have been able to represent GuideOne and their church insurance program for more than 16 years.

Since our inception, Beacon Insurance has been very blessed. We truly have the best carriers, the best underwriters, and the best customers. Our retention rate is over 98%, and we continue to see growth. In our industry, a typical agency goal is to grow the agency by 10% each year. We are experiencing a much greater growth rate. In 2012 our agency grew by over 18%.

We only represent strong financial carriers. All of our carriers have an A rating or better from AM Best.


"I am often asked,"What is the most important thing a church should consider when analyzing their coverage?" Hands down, the most important priority is to have a church policy. Only this type of policy will cover the many unique risks only a church faces. A standard policy will simply not cover many of these exposures. The second most important item would be to have a local agent that can personally survey your risks and be there for you in a time of need."


Meet Terry Fortune

Beacon Insurance Agency is more than just a business for me.  It is my calling.  I took a leap of faith in 2009 and went out on my own after 13 years in the commercial insurance industry.  My passion for building relationships combined with my love of helping churches enjoy peace of mind drives my decisions every day.  Now, as the only agency in Northwest Florida who specializes in servicing churches, I value the relationships I have with my clients and consider them family.

A 4th generation Santa Rosa County native, I raised my three children with my late wife of 26 years, Mary-Stewart, in Pace, Florida.  Faith, family and friends have been the touchstones of our lives and I am fortunate to have a business in which I can find both satisfaction and success.  Giving back to our community is an important value in our family, and through Beacon, I am able to align my priorities with my profession to serve my clients.

I graduated from Berry College in Rome, Georgia and obtained my commercial insurance license in 1998. I have written insurance programs for a wide variety of businesses, including churches, contractors, nursing homes, doctor’s medical malpractice, and condos. In 2008 I truly felt called to help churches with their higher purpose - serving the needs of their congregation. At Beacon, we help by protecting our clients so they can focus on their mission.

If you are a church, Christian school, private school, non-profit or other religious organization, my team and I would love the opportunity to serve you.  Please give me a call at 850-290-8181to find out how I can help you with your ministry.

Beacon - Lighting the Way to Peace of Mind