First

Baptist Church

MILTON, FL "Terry's dedication and the pursuit of excellence are clearly evident in all that he does as our insurance representative. His integrity and character are equally impressive..."

First

Baptist Church

CRESTVIEW, FL "This year, Terry was able to reduce our premium... I highly recommend his services to other churches."

Cinco

Baptist Church

FT. WALTON BEACH, FL "Because of your honesty, integrity and knowledge of our insurance needs over the last 6 years, we look forward to our continued relationship..."

Church Insurance

Top Level Church Insurance Agency

Beacon Insurance Agency was formed nearly a decade ago with the core mission of being a true church insurance agency and a trusted source for meeting all of the insurance needs of religious organizations including private schools, Christian schools, and nonprofit organizations. Because of the various needs of our clients, we represent a variety of insurance providers who offer specialty church insurance programs. We are also uniquely positioned to understand and meet the specific needs of religious organizations. During our time serving the religious community, Beacon has risen to the top of the industry as an agency for church insurance, and that’s a position we take great honor in holding. We are solely dedicated to being a church insurance agency, and that singular focus has kept our standards of service high.

We work with the top nationwide carriers such as GuideOne Insurance, Church Mutual Insurance Company, and Philadelphia Insurance. We look at each church and organization on an individual basis to assess their particular needs and find the right plans. From conducting an initial risk survey to making final policy endorsements, we work hand in hand with our clients to ensure that they are covered for any eventuality.

CHURCH
INSURANCE

As one of the nation’s leading church insurance program providers, GuideOne Insurance has nearly 50,000 customers. Learn about our specialized insurance policies today!

PRIVATE SCHOOL INSURANCE

We now offer insurance to private schools and Christian schools. We offer policies specifically to ensure that your grounds and everyone on them is thoroughly protected.

NON-PROFIT INSURANCE

Beacon Insurance Agency now provides affordable insurance for nonprofit organizations that cover everything from the property to the people on your staff.

Make Sure You Have The Proper Church Insurance Coverage Today!

Specialty Insurance

At Beacon Insurance Agency, our specialty is, first and foremost, churches. Religious organizations, nonprofits, and private schools have unique needs, as well. By focusing our efforts on providing coverage for these specialized groups, we feel that we are fulfilling an important mission. We work with top-rated nationwide insurance carriers who offer church insurance programs as their own specialty. These providers include GuideOne Insurance, Church Mutual Insurance Company, and Philadelphia Insurance. We make it our standard to represent carriers who have received A ratings or better from A.M. Best.

Vehicle Coverage

Having transport vehicles available for use is essential to your church, school, or nonprofit; but these vehicles can also be one of the biggest risk factors. Because the sizeable 15 passenger vans owned and operated by many organizations are also some of the most dangerous on the road, many companies do not offer coverage for them. At Beacon, we know that accidents involving your business vehicle can have extreme consequences and tragic results, so having coverage is essential to ensuring that your organization is protected in the event of an accident.

Workers’ Compensation

Churches with four or more employees are required by Florida law to carry Workers’ Compensation Coverage. Even if your church or organization doesn’t meet the numbers to have to satisfy that requirement, the law states that you’ll still be responsible for any lost wages and medical bills from workers who have suffered a work-related injury. At Beacon, we offer many WCC policies with premiums based on payroll, which may mean all the difference in your ability to afford them. As a company specializing in coverage for churches, we stand out from many other agencies that do not offer small policies.

International Travel

Intensified travel concerns and increasing terrorist activity across the globe have not prevented churches and other service organizations from traveling overseas to provide relief and complete mission-based efforts. Extra insurance protection is extremely necessary for any type of church related travel, and Beacon provides policies that will ensure coverage to foreign destinations where risk factors are increased.

Accident Insurance

Accident insurance offers accident-only coverage as well as accident-and-sickness coverage to provide greater peace of mind to individuals and groups who are participating in special events. At Beacon, we offer low-cost plans to provide accident insurance for the activities of amateur sports teams, church camps, pre-schools, youth groups, marching bands, choirs, daycare providers, Christian schools, volunteer programs, and even for special events.

Special Events

In our work serving the insurance needs of churches, Christian schools, private schools, and nonprofit organizations, Beacon Insurance Agency offers coverage for any events with which our clients are involved, from small assemblies to international exhibits. Our policies cover a wide array of special events including banquets or luncheons, charity auctions, benefits, conventions, graduations, religious gatherings, seminars, weddings, and receptions. Even in the most celebratory circumstances, having a policy in place can ensure that your church is protected.

Cyber Liability

Cyber liability policies provide coverage for both electronic and non-electronic information including applications and forms that may be used by churches, educational organizations, and nonprofits. At Beacon, we offer this coverage to address the risks associated with computer use, the Internet, electronic and non-electronic privacy issues. Because of the heavy use of e-mail and other electronic means of communication by our clients, cyber liability policies can be extremely important. Many churches, schools, and nonprofit organizations also have dedicated websites, accept electronic funds transfers, and acquire private information from their employees, church members, and students. All of that information puts them at a high-risk for liability.

Risk Management

Beacon Insurance is dedicated to assisting our clients in preventing losses by working closely with GuideOne and SafeChurch. We can handle the insurance coverage needs of clients of all sizes and in all areas of the country as well as offering guidance in making their organizations operate as safely as possible. Two of our most effective methods of risk management include specialized training for employees and volunteers, background checks, and plans to increase the safety and security of your facilities.

Vehicle Coverage

Having transport vehicles available for use is essential to your church, school, or nonprofit; but these vehicles can also be one of the biggest risk factors. Because the sizeable 15 passenger vans owned and operated by many organizations are also some of the most dangerous on the road, many companies do not offer coverage for them. At Beacon, we know that accidents involving your business vehicle can have extreme consequences and tragic results, so having coverage is essential to ensuring that your organization is protected in the event of an accident.

Workers’ Compensation

Churches with four or more employees are required by Florida law to carry Workers’ Compensation Coverage. Even if your church or organization doesn’t meet the numbers to have to satisfy that requirement, the law states that you’ll still be responsible for any lost wages and medical bills from workers who have suffered a work-related injury. At Beacon, we offer many WCC policies with premiums based on payroll, which may mean all the difference in your ability to afford them. As a company specializing in coverage for churches, we stand out from many other agencies that do not offer small policies.

International Travel

Intensified travel concerns and increasing terrorist activity across the globe have not prevented churches and other service organizations from traveling overseas to provide relief and complete mission-based efforts. Extra insurance protection is extremely necessary for any type of church related travel, and Beacon provides policies that will ensure coverage to foreign destinations where risk factors are increased.

Accident Insurance

Accident insurance offers accident-only coverage as well as accident-and-sickness coverage to provide greater peace of mind to individuals and groups who are participating in special events. At Beacon, we offer low-cost plans to provide accident insurance for the activities of amateur sports teams, church camps, pre-schools, youth groups, marching bands, choirs, daycare providers, Christian schools, volunteer programs, and even for special events.

Special Events

In our work serving the insurance needs of churches, Christian schools, private schools, and nonprofit organizations, Beacon Insurance Agency offers coverage for any events with which our clients are involved, from small assemblies to international exhibits. Among the special events, our policies cover are banquets or luncheons, charity auctions, benefits, conventions, graduations, religious gatherings, seminars, weddings, and receptions. Even in the most celebratory circumstances, having a policy in place can ensure that your church is protected.

Cyber Liability

Cyber liability policies provide coverage for both electronic and non-electronic information including applications and forms that may be used by churches, educational organizations, and nonprofits. At Beacon, we offer this coverage to address the risks associated with computer use, the Internet, electronic and non-electronic privacy issues. Because of the heavy use of e-mail and other electronic means of communication by our clients, cyber liability policies can be extremely important. Many churches, schools, and nonprofit organizations also have dedicated websites, accept electronic funds transfers, and acquire private information from their employees, church members, and students. All of that information puts them at a high-risk for liability.

Risk Management

Beacon Insurance is dedicated to assisting our clients in preventing losses by working closely with GuideOne and SafeChurch. We can handle the insurance coverage needs of clients of all sizes and in all areas of the country as well as offering guidance in making their organizations operate as safely as possible. Two of our most effective methods of risk management include specialized training for employees and volunteers, background checks, and plans to increase the safety and security of your facilities.