First

Baptist Church

MILTON, FL "Terry's dedication and the pursuit of excellence are clearly evident in all that he does as our insurance representative. His integrity and character are equally impressive..."

First

Baptist Church

CRESTVIEW, FL "This year, Terry was able to reduce our premium... I highly recommend his services to other churches."

Cinco

Baptist Church

FT. WALTON BEACH, FL "Because of your honesty, integrity and knowledge of our insurance needs over the last 6 years, we look forward to our continued relationship..."

Church Insurance

The Focused Mission of a Church Insurance Agency

At Beacon Insurance Agency, our mission is to serve those who serve others. For that reason, we formed nearly a decade ago with the singular focus of truly being a church insurance agency. We provide insurance resources for religious organizations. These include private schools, Christian schools and nonprofit organizations as well as churches.

The needs of our clients are very different than many secularly based organizations and businesses. Therefore, we represent highly trusted insurance providers who offer specialized church insurance programs. With our particular focus, we position our team members to understand and meet the specific needs of the religious organizations we serve. Also, we provide the guidance they need.

During the past decade of serving the religious community, Beacon has risen to the top of the industry as a church insurance agency. And, of course, we take great honor in that position. First, we give each church and organization we serve personal care and attention. Further, we help assess their particular needs and find the right plans for their very specific needs. We work directly with each of our clients individually. Most importantly, we ensure they have full coverage for any eventuality. This happens from the time we conduct an initial risk survey to the customized policy development.

At Beacon, we make it our mission to light our clients’ way to peace of mind. For that reason, we represent only the strongest financial carriers. Our carriers have an A-rating or better from A.M. Best, a global insurance credit rating and information service. Our strong partnership with GuideOne Insurance gives us the peace of mind to know we are providing you the best options available.

CHURCH
INSURANCE

For nearly 40 years, GuideOne Insurance has been one of the nation’s leading church insurance program providers and has nearly 50,000 customers. They provide package policies including: Property, General Liability, Crime, Sexual Misconduct, Directors & Officers Liability, Hired & Non-Owned Automobile and Employment Practices Liability

PRIVATE SCHOOL INSURANCE

It’s critical to keep your students and faculty, facility, and school materials safe. So we offer insurance to private educational organizations. We provide policies through GuideOne. We specifically design policies for educational institutions. Most importantly, we ensure the grounds of your education organization and everyone on them are thoroughly protected.

NON-PROFIT INSURANCE

In our mission to serve those who serve the greater good of the community, Beacon offers insurance for nonprofit organizations. We customize our policies to safeguard the volunteers, independent contractors, and medical professionals who work with your organization and cover everything from the property to the staff.

Make Sure You Have The Proper Church Insurance Coverage Today!

Specialty Insurance

At Beacon, our specialty lies with churches. But we know that other religious organizations, nonprofits, and private schools have unique needs, as well. We focus our efforts to provide coverage for these specialized groups. We know we are fulfilling an important mission. For that reason, we work with top-rated nationwide insurance carriers. These carriers offer policies and programs to provide for the needs of these groups.

Vehicle Coverage

Transport vehicles are essential to your church, school or nonprofit. Unfortunately, these vehicles can also be one of the biggest risk factors you face. The sizable 15 passenger vans owned and operated by many organizations are some of the most dangerous on the road. Consequently, many insurance companies do not offer coverage for them. At Beacon, we know that accidents involving your business vehicle can be tragic and legally devastating. So we offer insurance plans that can keep your risks managed.

Workers’ Compensation

Churches with four or more employees are required by Florida law to carry Workers’ Compensation Coverage. Your church or organization may not employ enough staff to hit that requirement. However, you are still legally responsible to pay lost wages and medical bills from workers suffering a work-related injury. At Beacon, we offer many smaller WCC policies. These policies have premiums based on payroll and are far more affordable than you might imagine.

Excess Liability

Your church cannot afford not to have Excess Liability coverage. There is the ever-present risk of facing litigation. Often, legal defense can become too expensive for some churches to afford without the proper coverage in place. Therefore, we offer an Umbrella Policy that is especially beneficial in serving as liability insurance for churches.

International Travel

Worldwide dangers do not prevent churches and other service organizations from traveling overseas. Often, they provide relief and complete mission-based efforts that are so needed in today’s world. Therefore, extra insurance protection is extremely necessary for any type of church-related international travel. We at Beacon provide specialized policies ensuring coverage to foreign destinations with increased risk factors.

Accident Insurance

Accident insurance offers accident-only coverage as well as accident-and-sickness coverage for individuals and groups who are participating in special events. We offer plans to provide affordable accident insurance for the activities of amateur sports teams, church camps, pre-schools, youth groups, marching bands, choirs, daycare providers, Christian schools and volunteer programs.

Special Events

We at Beacon offer coverage for any special events our clients are involved in. This includes small assemblies to international exhibits. Among the many types of special events, our policies cover are banquets, luncheons, charity auctions, benefits, conventions, graduations, religious gatherings, seminars, weddings, and receptions. No matter how celebratory an event might be, it is important to have a policy in place to ensure your church is protected from unexpected dangers.

Cyber Liability

Cyber liability policies cover the risk associated with the use of both electronic and non-electronic information by churches, educational organizations and nonprofits. Because of the increasing use of websites, e-mail and other electronic means of communication and the storage of information by our clients, cyber liability policies can be extremely important.

Risk Management

We are dedicated to assisting our clients with loss prevention by working closely with GuideOne. Also, we provide them with access to the SafeChurch program to handle their insurance coverage needs. Also, SafeChurch offers them the guidance they need to make their organizations operate as safely as possible. In addition, our most effective methods of risk management include specialized training for employees and volunteers, background checks and risk management programs.

Vehicle Coverage

Transport vehicles are essential to your church, school or nonprofit. These vehicles can also be one of the biggest risk factors you face. The sizable 15 passenger vans owned and operated by many organizations are some of the most dangerous on the road, and many insurance companies do not offer coverage for them. At Beacon, we know that accidents involving your business vehicle can be tragic and legally devastating, so we offer insurance plans that can keep your risks managed.

Workers’ Compensation

Churches with four or more employees are required by Florida law to carry Workers’ Compensation Coverage. Even if your church or organization doesn’t employee enough staff to hit that requirement, you are still legally responsible for any lost wages and medical bills from workers who have suffered a work-related injury. At Beacon, we offer many smaller WCC policies that have premiums based on payroll and are far more affordable than you might imagine.

Excess Liability

Your church cannot afford not to have Excess Liability coverage because of the ever-present risk of facing litigation. Legal defense can become too expensive for some churches to afford without the proper coverage in place, so we offer an Umbrella Policy that is especially beneficial in serving as liability insurance for churches.

International Travel

Worldwide dangers have not prevented churches and other service organizations from traveling overseas to provide relief and complete the mission-based efforts that are so needed in today’s world. Extra insurance protection is extremely necessary for any type of church-related international travel, and we at Beacon provide specialized policies ensuring coverage to foreign destinations with increased risk factors.

Accident Insurance

Accident insurance offers accident-only coverage as well as accident-and-sickness coverage for individuals and groups who are participating in special events. We offer plans to provide affordable accident insurance for the activities of amateur sports teams, church camps, pre-schools, youth groups, marching bands, choirs, daycare providers, Christian schools and volunteer programs.

Special Events

We at Beacon offer coverage for any special events with which our clients are involved, from small assemblies to international exhibits. Among the many types of special events our policies cover are banquets, luncheons, charity auctions, benefits, conventions, graduations, religious gatherings, seminars, weddings and receptions. No matter how celebratory an event might be, having a policy in place can ensure that your church is protected from unexpected dangers.

Cyber Liability

Cyber liability policies cover the risk associated with usage of both electronic and non-electronic information by churches, educational organizations and nonprofits. Because of the increasing use of websites, e-mail and other electronic means of communication and the storage of information by our clients, cyber liability policies can be extremely important.

Risk Management

We are dedicated to assisting our clients with loss prevention by working closely with GuideOne and providing them with access to the SafeChurch program to handle their insurance coverage needs and offer them the guidance they need to make their organizations operate as safely as possible. Our most effective methods of risk management include specialized training for employees and volunteers, background checks and risk management programs.

Call Beacon Insurance Agency of Pace, Inc., to learn more about our partnership with GuideOne and our work as a church insurance agency today!